Downtown Bay City, nestled in the Saginaw Valley, is a city loaded with history related to Native Americans, lumbering, ship building, archaeology, agriculture and commerce. The city's vibrant downtown is highlighted with historical architecture dating from 1830 to 1940, which creates a unique, one-of-a-kind shopping and residential district.

The Saginaw River travels directly through the center of the Bay City's Downtown, helping create a beautiful community with riverside parks and walkways. During warmer months you can frequently see large, great lake freighters and numerous pleasure boats traveling on the river.